Company Credit Score FAQs

It is a rating of how creditworthy your business looks to lenders, suppliers and insurers, based on your filed accounts, payment behaviour, public records and company details. It is usually shown as a number on a scale with a matching risk band.

Start with the free self-assessment for an illustrative figure, then order a Company Insight Report for your real score, risk band, credit limit and the factors behind them.

Yes. It needs no sign-up or payment, runs in your browser, and nothing you enter is saved. It is illustrative only; the real score comes from the Company Insight Report.

No. Checking your own company credit score has no negative effect and leaves no mark.

There is no single pass mark, because providers use different scales. What matters is the risk band: a higher score sits in the low-risk band, which tends to mean easier access to credit on better terms.

File full accounts on time, pay suppliers and any judgments promptly, keep your Companies House details accurate, and monitor the score so you can act on changes. See the full guide to improving your score.

The Company Insight Report is a one-off purchase. The Annual Insight Package adds 12 months of monitoring and unlimited updated reports on your own company. The current prices are shown on the Company Insight Report page.

companycreditscore.co.uk is a First Report service. The report, your account and any payment are handled by First Report Limited.